Life Insurance
Life insurance protects your family financially if something happens to you. Articles explain different policy types, coverage amounts and when to consider each option.
Critical Illness Insurance
Critical illness cover pays out if you get seriously ill and can't work, helping with costs like home changes and living expenses.
Family Income Benefit
Family Income Benefit replaces your lost income with monthly payments to support your family after you're gone.
How Much Cover Do I Need?
Work out how much life insurance cover you actually need to protect your family's finances.
Income Protection
Income protection insurance replaces part of your earnings if illness or injury stops you working, covering your living expenses while you recover.
Level Protection Plan
Level Protection is a term life insurance policy that pays out a lump sum if you die or get a terminal illness diagnosis.
Mortgage Protection Plan
Life insurance designed to pay off your mortgage if you die, with payouts decreasing as your debt reduces.
Personal Accident Insurance
Personal Accident Insurance covers your lost wages and bills if an accident stops you from working.
Private Pension Schemes and Your Will
Pension assets sit outside your estate and often bypass probate and inheritance tax, so you may not need to include them in your will.
The Great Payment Protection Scam
Millions were sold payment protection insurance they didn't need, here's what you should know about getting your money back.
Types of Cover
Life insurance comes in two main types: investment-based policies that build cash value, and term insurance that covers you for a set period.
When's the Best Time to Take Out Life Insurance?
Get life insurance while you're young and healthy, because premiums lock in based on your age and health status at the time you apply.
Why Do I Need Life Insurance?
Life insurance protects your family's finances if something happens to you, just like you'd insure your home or car.