Life Insurance
Discover how life insurance can provide financial security for your loved ones. Explore different policies and how they fit into your estate planning strategy.
Critical Illness Insurance
Critical illness cover pays out if you get seriously ill and can't work, helping with costs like home changes and living expenses.
Family Income Benefit
Family Income Benefit replaces lost household income with monthly payments when the main earner dies.
How Much Cover do I Need?
Figure out how much life insurance coverage your family actually needs based on your mortgage and income.
Income Protection
Income protection insurance replaces part of your earnings if illness or injury stops you working, covering your living expenses while you recover.
Level Protection Plan
Level Protection is a term life insurance policy that pays out a lump sum if you die or get a terminal illness diagnosis.
Mortgage Protection Plan
Life insurance designed to cover your mortgage payments if you die or become unable to work.
Personal Accident Insurance
Personal Accident Insurance covers lost income and expenses if an accident prevents you from working.
Private Pension Schemes and Your Will
Pension assets sit outside your estate and often bypass probate and inheritance tax, so you may not need to include them in your will.
The Great Payment Protection Scam
Millions were sold payment protection insurance they didn't need, here's what you should know about getting your money back.
Types of Cover
Life insurance comes in two main types: investment-based policies that build cash value, and term insurance that covers you for a set period.
When's the Best Time to Take Out Life Insurance?
Get life insurance while you're young and healthy, because premiums lock in based on your age and health status at the time you apply.
Why do I Need Life Insurance?
Life insurance protects your family's finances if you die, just like you'd insure your home or car.