Life Insurance

Discover how life insurance can provide financial security for your loved ones. Explore different policies and how they fit into your estate planning strategy.

Critical Illness Insurance
A remarkably small proportion of people in the UK currently have life insurance policies. The vast majority of the population goes through life without consi...
Family Income Benefit
If you are a parent it is likely that your major concern when considering life insurance is safeguarding the financial future of both your spouse and your ch...
How Much Cover do I Need?
Life insurance is one of the best ways that you could possibly hope to safeguard your dependents' financial future. Coping with the death of a loved one can...
Income Protection
It is a sad fact of life that accidents do happen. Considerable numbers of people are prevented from working for significant periods of time every year as a...
Level Protection Plan
Level Protection is a very popular form of life insurance. It is a type of 'term' insurance (the broad characteristics of which are described in an article e...
Mortgage Protection Plan
Mortgage Protection Plans are a popular form of life insurance. They are similar to Level Protection which is described in more detail elsewhere on this site...
Personal Accident Insurance
What is Personal Accident Insurance? Personal Accident Insurance is a type of insurance that is paid out upon the premium-payer being involved in an accident...
Private Pension Schemes and Your Will
Pension schemes, even in these uncertain financial times, are an effective method of providing some financial security after retirement. Schemes that involve...
The Great Payment Protection Scam
Payment Protection Insurance (PPI) has been the basis for one of the most significant consumer rebellions in recent years. The Competition Commission has com...
Types of Cover
In general terms, life insurance has one major aim; most people take out policies in order to safeguard the financial well-being of their dependants after th...
When's the Best Time to Take Out Life Insurance?
Life insurance is essentially, a gamble. When you take out a policy you will pay monthly or annual premiums, the price of which will depend on your insurer�...
Why do I Need Life Insurance?
Considering taking out life insurance is a conversational topic which suffers from the same maladies as a quick chat about writing a will; it is generally th...