Home > Funeral Planning > Minimising Funeral Costs

Minimising Funeral Costs

By: J.A.J Aaronson - Updated: 23 Sep 2012 | comments*Discuss
Funeral Costs Minimise Minimising

There are a huge number of financial costs associated with death. It may be necessary to appoint solicitors to deal with the disbursement of the estate; relatives sometimes need to travel if the deceased person lived abroad and perhaps most costly of all, the funeral can mean a huge financial burden. In an ideal situation, the deceased person will have left arrangements in their will for sufficient funds to be made available. Often, however, this is not the case, either because the person died intestate or because they simply did not have enough money.

In the case of intestacy, there are specific laws governing funeral expenses; if you are in this situation, you may find it useful to read the articles on intestacy elsewhere on this site. However, just as common a problem is a simple lack of funds. This can pose enormous problems for the surviving relatives, as funeral costs can be unexpectedly large. Similarly it is often the case that, when a deceased individual had been living in rented accommodation, their estate will be liable for outstanding rental bills. All of these costs must be covered.

Numerous Ways

There are numerous ways, however, of minimising the cost of a funeral service while still ensuring that it is as personal and memorable as everyone would wish it to be. Of course, many of the costs that are incurred in the planning of a funeral happen because you are employing someone to perform a service or do a job. In these instances, therefore, you must decide amongst yourselves how much work you are willing to put in in order to minimise your expenditure.


Many more people are now performing ‘DIY’ funerals. These are becoming increasingly popular because they allow the family to have much more control over the service, but they are also highly cost effective; Which? Magazine recently stated that they can save the family up to £800. These savings can be made in numerous areas; for example, there is no requirement to employ a funeral director at all. There is nothing to stop the family laying out the body and transporting it to the service themselves, of course with the proviso that they have a large enough vehicle available. Similarly, there is no necessity to have an expensive oak casket. Indeed, many people are turning away from these items out of choice, in favour of more environmentally sound (and much cheaper) alternatives. If you are interested in alternative caskets, you might wish to read the related article elsewhere on this site.

There are, of course, certain costs which simply cannot be avoided; cremation incurs costs at the crematorium while burial, even with an inexpensive casket, will require the purchasing of grave space and, probably, the services of a grave digger. Furthermore, you may wish to think carefully about laying out the body yourself; it is often recommended that at least the advice of a funeral director is sought here. However, with a bit of canny thought there is no reason why a funeral service should cost the earth.

You might also like...
Share Your Story, Join the Discussion or Seek Advice..
Why not be the first to leave a comment for discussion, ask for advice or share your story...

If you'd like to ask a question one of our experts (workload permitting) or a helpful reader hopefully can help you... We also love comments and interesting stories

(never shown)
(never shown)
(never shown)
(never shown)
Enter word:
Latest Comments
  • Ray Delta
    Re: Debt After Death
    My partner passed away in February 2019 leaving no estate assets or monies, she had a vehicle on a lease hire agreement with an £8,800. now owing.…
    7 July 2019
  • Geoff
    Re: Divorce and Revoking a Will
    Three years ago when my wife, now deceased, was in a nursing home I had a will written that left everything to my wife's great…
    4 July 2019
  • Tonyn
    Re: How Legally Binding is a Will?
    My wife’s mother has dementia and some of her family don’t want nothing to do with her now and no longer visit her, and they…
    10 June 2019
  • John25
    Re: How Legally Binding is a Will?
    I made the mistake of removing the staple from a will to produce a copy for a beneficiary. What are the usual consequences and…
    16 April 2019
  • Butler
    Re: Life Estates
    My father has just died and I always thought he owned his property as I found deeds etc but now have found paperwork indicating it is owned by a…
    13 November 2018
  • Sue
    Re: Life Estates
    In my mums will she expressed the wish for her partner to be a life tenant. It also states that we must allow him to move house as often as he wishes.…
    5 October 2018
  • giblet
    Re: How Legally Binding is a Will?
    My wife has just passed away and we have found a will we didn't know existed. It leaves various bits and bobs but also leaves…
    30 September 2018
  • Solly
    Re: Why Make a Will?
    I just read what I said and I meant to say if you are the witness to the signing of the will. If a person is living as if they are the…
    5 September 2018
  • Solly
    Re: Why Make a Will?
    I have read that if you are the spouse or civil partner of a beneficiary of a will, the beneficiary may not receive anything from the estate. What…
    5 September 2018
  • TheWillExpert
    Re: How Legally Binding is a Will?
    John - Your Question:Is the validity of a will only governed by the signatures of witnesses, or has it to be registered…
    8 August 2018